How to read the fine print in your insurance policy | Money Talks

Insurance documents are long, full of legalese and it’s tempting to skip the fine print. But knowing where to look can make the difference between a smooth claim and an unexpected denial. Eddy Cheong from Havend zooms into the details to break down the sections that matter most.

Highlights:
00:50 Why the fine print matters
01:35 Understanding the three policy sections
03:04 What the 14-day free-look means
04:25 Surrender value and lock-in periods
06:37 Medically necessary treatment explained
07:57 Critical illness waiting periods
09:15 Why survival periods matter
10:30 How TPD definitions have changed
13:13 Early vs advanced critical illness
19:12 Own occupation vs any occupation

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