#MoneyMantra | FD vs SIP: सुरक्षित रिटर्न या ज्यादा ग्रोथ—कौन है आपके लिए सही?

Fixed Deposits offer stable 5-8% returns with low risk and guaranteed safety but may not beat inflation. SIPs deliver market-linked 10-15% returns with some risk, influenced by global factors. FDs suit short-term needs and lump sum investment, while SIPs are ideal for long-term wealth creation, flexible investing, and higher growth potential.

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